Home - Home Buying Assistance Foundation

Home Ownership The American Dream

Who We Are

Home Buying Assistance Foundation, Inc. will provide families and individuals of all ages with the cash and counseling to purchase their own home.

Our Home Buying Program

Home Buying Assistance Foundation, Inc. wants to assist families achieve their dream of owning their own home by providing them with the necessary help and cash they may lack to get them approved for a mortgage loan.

Counseling & Assistance

The four important major points necessary for a home loan approval are:

1. Income
2. Credit History
3. FICO Score
4. Assets

We will instruct and guide you on all these issues

Why us?

We will provide the necessary monies you may lack to make up the difference for the down payment and your closing costs and there is no cost to you.

Questions & answers

Should I buy or continue to rent?

Buying a home can be a very solid investment. This being said, renting can also be a better option for some, depending on the circumstances. The current interest rates are incredible. A 30-year FHA mortgage can be locked in at a rate of around 3.5%. Since the interest rates are so low, it actually can be cheaper to pay a mortgage right now than paying rent.

Do I really need a Realtor when buying a home?

Realtor is very helpful because of their knowledge of the community as it applies to schools, shopping, real estate, etc.

Can I Afford A Home

You must have sufficient money monthly to be able to pay your mortgage plus your ongoing expenses, credit card etc.

Housing loan

We will evaluate your situation and put you in touch with a licensed mortgage lender that is extremely knowledgeable in FHA and VA mortgage loans.